Cheap Loan Options – See our list of cheap loan options here!

Quick loans are not super cheap, but you can be lucky. Keep in mind that the price of the loan depends on its APR (percent of the year costs). These are all costs in the form of interest and various fees combined in one number. This is the number you need to compare when looking at loans.

The high marks not only indicate that these are cheap loan options, but also that they are easy and without complications along the way. The comments that go back in the reviews for the two websites are that it is cheap and easy, that the money is quickly in the account and that they at customer service are friendly and helpful. E-Money’ customers in particular are enthusiastic and the latest reviews only support the overall result.

Good Finance Customer Bank


Another cheap loan option is Good Finance Customer Bank. It is a fast and cheap loan compared to many others, and the website promotes itself as being an online bank rather than an online loan provider. Interest is especially advantageous if you have to borrow a larger amount.

At Good Finance you have the opportunity to borrow up to USD 350,000, which is at the very high end of quick loans. The interest rates on the high loans, like some of the only ones, can be compared to the banks and are thus at the cheapest end. Many car dealers in Denmark have an agreement with Good Finance, so if you pay for the car through the dealer, it will often be via Good Finance.

Should you buy electronics, furniture or home appliances?


If you know in advance exactly what the money is going to be spent on and it is something for the home, you will often be able to get a cheap or almost free loan from major dealers like Bilka, Elgiganten or IKEA. If you need to spend the money on one or more items that can be purchased at the same place, it is worth looking into these loans.

The reason they often make it really cheap is because the money is secured with them. It is thus a way to acquire even more customers. If you were to buy a sofa, you might not do it at IKEA if you borrowed the money in the bank or as an online quick loan. Then you could buy it exactly where you wanted. But if you suddenly save money on buying it from IKEA, it might be much more appealing.

Absolutely free


It may be hard to believe when you see it in the commercials, but it is actually possible to borrow money for free. However, it requires that you be a new customer with the provider and that you pay off the loan within 30 days.

It is different from provider to provider how large a one-degree loan can be, but it is only loans at the low end. For example, at it is NOK 4000, while it is NOK 3000. If you only need to spend a small amount, you can easily use these first-time offers.

You may be wondering how there might be a business in it for them if there is no expense associated with the loan? As such, it’s not if you only borrow money once. But if the need arises again at a later stage, it may be that you return because you had a good experience the first time. You may also be recommending them to others or giving them a good review on a trust pilot. That way it will be free advertising for them and it is definitely a good business.