Browse Month: October 2019

Account Loans

For the past year, the Croatian real estate market has experienced a real boom. Real estate prices have skyrocketed, all of which has been fueled by state grants to buy the first property. The proof is that after a long time, Croatian citizens dared to borrow and invest money. Despite the black outlook and the wave of emigration, those left behind have decided to invest in their future. According to statistics, over the past year, one-third of loans and borrowings have risen more than in previous years. Croats most often take loans in local currency while avoiding foreign ones.

Where to get loans through accounts

 Where to get loans through accounts

In search of loans and loans, Croats have turned to non-banking institutions in addition to banking institutions. Banks have much more rigorous terms than credit houses, which is why credit houses have been given a bigger share of the financial cake. In addition to loans and quick loans, lenders also have loans through accounts.

In addition to banks and credit institutions, loans can also be made by individuals, while loans are reserved for legal entities only. This is an advantage for those who do not want to get into lending through legal entities. For example, loans through an account can be given by the boss to his employee.

Account loans go online

online loan

Credit houses allow you to take out loans online through your account. Their business is conducted exclusively online, which means that there are no unnecessary departures to the office and long queues. In most cases, a contract can be downloaded from the website, which a potential client can check and comment with a financial or legal professional. This way, from the comfort of your own home, it can resolve any concerns and then decide whether loans over an account are the best choice for it.

With the delivery of the contract, credit institutions most often require only a copy of their ID card and current account card. There is a big advantage over banks that check a client’s full creditworthiness, while credit companies check that the client has regular receipts and regularly settles all their debts.

Account Loans – What’s the Best Option?

 Account Loans - What's the Best Option?

When choosing loans over your account, it is important to know what amount you have on a monthly basis and how much you can set aside to repay your debt. It should be borne in mind that this money should cover the usual monthly expenses, in addition to the loan debts on the account. When all is rejected, the rest should be sufficient for life. If not, then the desired amount of loans through the account should be adjusted. It is not necessary to lead others because what suits their needs does not necessarily satisfy yours.

Why paying with your account is the best choice

In the midst of money, many will agree to lend everything they need quickly. But it’s a double-edged sword because fast lending sometimes means paying off your money. Many credit companies that do not operate legitimately in Croatia lend money without any written trace.

The legitimate ones abide by the law and operate exclusively by signing contracts and paying money through a checking account. In this way, it becomes a written trace regulating the terms of the loan, from the amount and interest rates to the repayment period. If there is no written trace, there is a greater chance of cheating.